Blog

Cutting Through the Noise


January 20, 2026

By Tom Bradley

Why those consensus market predictions can be way off the mark

Tom Bradley explores why widely cited market and economic forecasts often miss the mark, and why short-term predictions can be unreliable. He highlights the pitfalls of relying on repeated narratives and encourages investors to focus on long-term principles rather than trying to time the market.

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January 9, 2026

By Tom Bradley

Bradley's Brief — Q4 2025

Tom Bradley's quarterly letter to clients.

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January 7, 2026

By Patty Ni

Earn 1% when you bring your money over

When your investments are spread across multiple institutions, it can be hard to see how everything fits together. Bringing your accounts together can help you manage your investments more efficiently—and for a limited time, Steadyhand is offering a 1% bonus on eligible transfers.

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January 6, 2026

By Patty Ni

A clearer view of your investment costs

See your total investment costs more clearly. Starting this year, we’re combining fund management fees (MER) and trading costs (TER) into one simple view—the Fund Expense Ratio (FER). Nothing is changing in what you pay, just more transparency and clarity.

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December 23, 2025

By Tom Bradley

Investors end 2025 asking: Who thought that would happen?

Tom Bradley summarizes investor perspectives on year-end market trends and outlooks for 2026.

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December 8, 2025

By Tom Bradley

What’s the best fixed income tool for you? Breaking down the options

Today’s fixed-income landscape includes a wide range of products, each with its own characteristics. Here’s a simple overview to help investors understand the roles these holdings can play in a diversified portfolio.

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December 3, 2025

By Patty Ni

Year-end fund distributions

All you need to know about distributions, and the estimated year-end figures for our funds.

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December 1, 2025

By Vanessa Fiorido

The magic of the holidays (And how it mirrors investment success)

The sparkle of the season isn’t spontaneous — it’s compounded. Traditions are the dividends of time, and nostalgia is the interest earned. Just like investing success where the real magic is in the slow burn, not the big event.

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November 26, 2025

By Salman Ahmed

Finally, freedom to move your money

Transfer fees are gone—finally, Canadians can move their money freely, just like Steadyhand clients always could.

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November 21, 2025

By Tom Bradley

Why private equity funds offer hybrid mediocrity to investors

In this article, Tom takes a deep dive into how open-ended private asset funds can dilute some of the advantages that have traditionally made private investing appealing—especially when it comes to liquidity and long-term alignment.

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November 14, 2025

By Patty Ni

Skin in the game: Your 2025 co-investment update

A quick look at how much of our own money we invest in the Steadyhand funds — and what that says about alignment, conviction, and shared purpose.

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November 13, 2025

By Patty Ni

New perspectives, the same ‘steady’ commitment

See how the Savings Fund is evolving to deliver higher yields, lower fees, and the same investor-first experience you trust.

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November 12, 2025

By David Toyne

Protect Your Retirement from Bad Financial Advice

Some financial advice is more profitable for the advisor than it is for you. In this eye-opening Steadyhand Coffee Break, we discussed the uncomfortable truths behind sales quotas, hidden fees, and poor withdrawal strategies that could be draining your retirement savings. Watch now to avoid costly mistakes.

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November 10, 2025

By Tom Bradley

Investors have no excuse for not preparing for a bear market

You can’t predict the next bear market — but you can prepare for it. Tom Bradley shares practical steps to get your portfolio (and mindset) ready before the downturn hits.

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October 30, 2025

By Vanessa Fiorido

Portfolio of horrors: Beware these market monsters

Even the steadiest portfolios can fall under the spell of fads, memes, and overconfidence. Here are three market “monsters” to watch this Halloween.

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October 29, 2025

By Salman Ahmed

Higher yield and lower fees: Here's how we're improving the Steadyhand Savings Fund

Higher yields, lower fees, and the same steady simplicity. This update marks a major step forward for Steadyhand investors as the Savings Fund evolves under Purpose Investments’ expertise — combining disciplined money-market management with a shared commitment to clarity, trust, and long-term value.

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October 24, 2025

By Tom Bradley

Immutable market truths for judging the effects of tariffs, AI and more

From AI booms to market bubbles, today’s noise can feel impossible to decode. Tom Bradley explores the timeless market truths — from reaction lags to exponential change — that help investors find their footing when the future feels uncertain.

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October 15, 2025

By Tom Bradley

Have entrenched investing views? Try admitting the other side might be right

When viewpoints harden, progress stalls – and investing is no exception. Tom Bradley explores why debates like real estate versus stocks, ETFs versus mutual funds, and private versus public markets often miss the point. Instead of choosing sides, he argues, investors should focus on what’s right for their portfolios, not on being right.

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October 1, 2025

By David Toyne

Is the cash bucket strategy right for you?

Too many retirees hold back on their spending out of fear – and it’s taking a toll on their quality of life. Behind the Advice is a new series from Steadyhand that brings you closer to the team working directly with our clients. In this first episode, David Toyne sits down with Evan Parubets, Head of Advisory Services, to unpack one of the most important – and often most stressful – transitions for Canadians: shifting from saving to spending in retirement.

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September 29, 2025

By Tom Bradley

An investor's solution for never-ending uncertainty

When markets are driven by a handful of high-flying stocks, it’s tempting to chase the action. But history shows how fragile that strategy can be. Tom Bradley reflects on lessons from past cycles, the wisdom of Peter Bernstein, and why diversification remains an investor’s best defence against uncertainty.

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September 19, 2025

By Tom Bradley

A farewell to David Toyne

From chance breakfast meetings to shaping the DNA of a firm, some career chapters leave a lasting mark. Tom Bradley reflects on David Toyne's pivotal role in Steadyhand's growth, the energy he brought to the team, and the 'Davidisms' that will continue to guide the firm long after his retirement.

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September 17, 2025

By Tom Bradley

If indicators are fallible, are they valuable?

From valuation metrics to investor sentiment, market indicators can feel like a crystal ball — until they don’t. Tom Bradley explores why these tools fall short, the difference between one-off calls and long-term odds, and how investors can stack the deck in their favour.

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September 11, 2025

By David Toyne

5 habits that build real wealth (from a 40-year investor)

Decades of investing wisdom distilled into five simple habits. In this Coffee Break episode, David Toyne — drawing on 40+ years of experience — reveals what academic research, behavioural finance, and real-world investor outcomes can teach us about building lasting wealth in Canada.

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September 5, 2025

By Tom Bradley

The markets are binging on data-centre spending. Is there a hangover to come?

The surge in data-centre spending is unprecedented and impossible for investors to ignore. The opportunities are real, but so are the risks. Tom Bradley explains.

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August 29, 2025

By David Toyne

What banks don't want you to know (CBC investigation explained)

Are Canada’s banks giving advice in your best interest or theirs? In this Coffee Break episode, David Toyne sits down with advice-only planner Sandi Martin, featured in CBC Marketplace’s hidden camera exposé, to unpack what the investigation revealed and what regulators are saying in a new 2025 OSC/CIRO report.

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