Investment advice is an integral part of our offering at Steadyhand. Indeed, it’s where the name came from. Advice is included as part of our all-in fund fees and we encourage you to take us up on it.
The first step we take is to explore your personal financial situation and objectives. Our Investor Specialists do this either in person at our offices in Vancouver and Toronto, or over the phone. (We also periodically visit Victoria, Calgary, Edmonton, Winnipeg and Ottawa to meet with investors.)
We aim to get a good grasp of your unique circumstances by asking about things such as your occupation, financial goals, tolerance for risk, debt, pension plan (if applicable), and investing history, among others.
Note: Our expertise and focus is on investment advice; if you have in-depth tax, estate or planning needs, we can recommend a list of objective, independent financial planners to speak to.
After we get to know you – and you get to know us – we move on to building a custom portfolio. We’ll recommend a Strategic Asset Mix (SAM) for you. This is simply a long-term mix of stocks and bonds that we feel will provide you with the best opportunity to meet your objectives.
Next, we’ll suggest a mix of our funds to get you to your SAM. Our fund lineup is intentionally simple, which enables us to construct an easy to understand, purpose-built portfolio for all situations.
Once your portfolio is set up, the market will do its thing. And we’ll do ours. We’re here to provide a steady hand through our ongoing communications and reporting, which includes our:
On this last note, we encourage you to review your portfolio once a year with one of our Investor Specialists. As part of our low-fee model, we leave it in your court to get in touch with us. We’re always only a phone call away (or a cup of coffee in Vancouver and Toronto) if you need counsel or a sounding board when the market acts up, or your circumstances change.
If you’d like to schedule an appointment for an introductory meeting or portfolio review, visit our online scheduler or give us a call at 1-888-888-3147.