Thinking about commuting your pension? In this Coffee Break, we break down what you need to know about commuting a defined benefit pension, including the risks, opportunities, and real-life implications of this major financial decision. Certified Financial Planner Ashley Gordon joins us to explore the key question: Should you take the commuted value of your pension or stick with the traditional monthly income? We discuss who typically faces this choice and the critical factors to consider. To bring it all to life, we walk through a case study of a 62-year-old teacher deciding whether she should take the lump sum or rely on the lifetime income provided by her plan.