In this Coffee Break, we explore what happens to your retirement accounts (RRSPs, LIRAs) once you stop working. Certified Financial Planner Steve Bridge joins us to explain how accounts are converted (RRSPs to RRIFs, LIRAs to LIFs), the rules around mandatory withdrawals, and the strategic roles that TFSAs and non-registered accounts can play in your retirement income plan. Steve also discusses common misconceptions about waiting until age 71 to begin withdrawals and highlights the potential benefits of starting earlier.