By Scott Ronalds

1. Negative stories will dominate and doomsayers will have the loudest voice.

2. Everyone becomes an armchair economist.

3. While talk will be about lower returns going forward, valuations will be better and expected returns will be higher.

4. Investors will be more precise in timing their purchases and withdrawals.

5. You will trust your investment plan the least, just when you need to lean on it the most.