Blog

Cutting Through the Noise


July 18, 2025

By David Toyne

Aging in place in Canada: Digging into the realities and costs

Most Canadians want to age at home—but are they ready for the cost? Julia Chung joins us to discuss the financial and emotional realities of aging in place.

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May 28, 2025

By Scott Ronalds

With spot prawns, it pays to go straight to the source — same goes for investing

What do spot prawns and smart investing have in common? More than you’d think. We break it down, and share a bonus prawn recipe that's sure to impress.

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May 22, 2025

By David Toyne

Retirement account conversions explained: RRIFs, LIFs, & more

Turning retirement savings into income: what you need to know about converting your RRSP to a RRIF, and the strategic roles that TFSAs and non-registered accounts can play in your retirement income plan.

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May 8, 2025

By David Toyne

Navigating intergenerational wealth planning with Julia Chung

With over $1 trillion set to change hands in the coming years, many families are unprepared. Subject expert Julia Chung offers strategies and tips on ensuring a smooth wealth transfer.

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May 7, 2025

By Scott Ronalds

As the circus in Washington plays on, take comfort in diversification

Your best defense against market shocks is diversification. Here's how it's protected your portfolio through this year's political and economic uncertainty.

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May 1, 2025

By David Toyne

CPP planning: How to get an accurate retirement estimate

Discover why your CPP estimate on My Service Canada might not be accurate and learn how to get a more precise retirement forecast.

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April 10, 2025

By David Toyne

Joint accounts with adult children: Smart estate planning or big mistake?

Estate lawyer Mike Beishuizen discusses the good, the bad, and the ugly of jointly owning assets with your adult children.

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April 3, 2025

By Tom Bradley

Tariff Troubles

The market response to President Trump’s 'Liberation Day' was decisive, with stocks dropping sharply and economic growth forecasts being slashed. Here's why we're getting ready to shift back to offense.

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March 13, 2025

By David Toyne

Contributing to CPP after 65: Everything you need to know

Is contributing to CPP after 65 worth it? Subject expert Jason Yee explains everything you need to know.

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February 27, 2025

By David Toyne

Top 3 tips for building wealth with Morningstar’s Ian Tam

Morningstar's Ian Tam shares his top tips on how Canadians can build and preserve long-term wealth.

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February 20, 2025

By David Toyne

How to check your estimated CPP benefits

Learn how to check your CPP benefits online and understand your estimated retirement payments in our latest Coffee Break video.

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January 30, 2025

By David Toyne

Rewirement: Planning for purpose and happiness in retirement

Retirement is a new phase filled with purpose, joy, and opportunities, as Don Ezra, author of Life Two, explores in this Coffee Break.

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January 16, 2025

By David Toyne

CPP, OAS, and other key retirement numbers to know for 2025

We chat with Certified Financial Planner Owen Winkelmolen about the important numbers for 2025 that investors should be aware of, including contribution limits for TFSAs, RRSPs, and FHSAs; and the updated CPP, OAS, and GIS benefits.

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January 9, 2025

By David Toyne

Estate planning: The importance of a legacy binder

In this Coffee Break, estate lawyer Lucy Main discusses the concept of a 'death binder' and how it can be an invaluable tool for executors.

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January 7, 2025

By Tom Bradley

Investing vs. gambling: The rise of options trading

The degree of speculation, in stocks and elsewhere, rivals the go-go periods of 1999 and 2021. Case in point: options trading volumes have gone through the roof.

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January 1, 2025

By Scott Ronalds

Important TFSA, RRSP, and FHSA numbers for 2025

As we step into a new year, it’s timely to highlight a few important financial numbers for 2025.

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December 23, 2024

By David Toyne

Charitable giving part II: Philanthropy strategies for Canadians

In Part II of our discussion with Aneil Gokhale, Director of Philanthropy at the Toronto Foundation, we dive into actionable ways Canadians can elevate their giving, from leveraging donor-advised funds to gifting appreciated securities.

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December 9, 2024

By David Toyne

Charitable giving: How to make an impact

In this Coffee Break, we chat with Aneil Gokhale, Director of Philanthropy at the Toronto Foundation, about the many benefits and impacts of charitable giving.

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November 25, 2024

By David Toyne

CPP enhancements explained

Financial planner Jason Yee breaks down the recent changes to the CPP and their impact on your retirement planning.

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November 12, 2024

By David Toyne

Top client concerns: Talking shop with financial planner Brett Martinson

Financial planner Brett Martinson shares some of his clients' main financial concerns, from political and market uncertainties to inflation worries, and the advice he provides.

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October 28, 2024

By David Toyne

Choosing the right executor: Expert tips from Margaret O'Sullivan

Thinking about who should be the executor of your will? Estate lawyer Margaret O'Sullivan offers some helpful advice.

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October 23, 2024

By Scott Ronalds

Are you a ‘non-profile’ client? The changing face of investment management

An increasing number of investment managers and brokerages have raised their minimum investment requirements in recent years, resulting in more investors becoming 'non-profile' clients and being asked to find a new home. We explain.

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September 16, 2024

By David Toyne

Executors: Everything you need to know

In our latest Coffee Break, we explore the crucial roles and responsibilities of an executor with estate lawyer Margaret O’Sullivan.

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September 3, 2024

By Salman Ahmed

How to choose a good financial advisor

In Part II of our discussion with personal finance expert Preet Banerjee, we dig into the question of how to choose a good financial advisor.

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August 15, 2024

By Tom Bradley

Fee reporting: Dragged down by the industry neanderthals

Most Canadian investment firms have terrible fee reporting practices. It's prompted the industry regulator, CIRO (Canadian Investment Regulatory Organization), to implement changes. And a rant from us.

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