You pay a reasonable fee for our services, and there is no nickel-and-diming. Moreover, you’re rewarded with fee reductions as your accounts grow and the longer you've been with us.
At Steadyhand, you only pay fees for the funds you’re invested in — nothing else. Plus, the longer you’re with us and the more you invest, the lower your fee becomes.
Each fund charges One Simple Fee, a fixed percentage that covers everything: our advice and services, fund management, operating expenses, and even taxes. In industry terms, this equals the Fund Expense Ratio (FER). This represents your total cost of investing.
What makes up the FER?
As always, we’re here to help you build and monitor your portfolio. Call us at 1-888-888-3147 for personalized advice.
The table below has the breakdown of each fund’s One Simple Fee.
| Steadyhand Fund | MER | TER1 | One Simple Fee2 (FER = MER + TER) |
|---|---|---|---|
| Savings Fund | 0.40% | 0.00% | 0.40% |
| Income Fund | 1.04% | 0.03% | 1.07% |
| Founders Fund | 1.34% | 0.03% | 1.37% |
| Builders Fund | 1.63% | 0.05% | 1.68% |
| Equity Fund | 1.42% | 0.02% | 1.44% |
| Global Equity Fund | 1.78% | 0.01% | 1.79% |
| Small-Cap Equity Fund | 1.78% | 0.09% | 1.87% |
| Global Small-Cap Equity Fund | 1.78% | 0.19% | 1.97% |
1TERs vary over time based on trading activity. Published TERs are based on historical periods and may differ in the future.
2Note: During 2026, Steadyhand client statements will show the net MER after any applicable reductions. Starting 2027, the client statements will show your One Simple Fee you paid during the period, after any applicable reductions.
Your fees go down based on the size of your assets with Steadyhand and your tenure with the firm. Fee reductions are calculated on the MER and are made in the form of special distributions of additional fund units at month-end.
It’s our way of saying thanks — rewarding investors who stick with us and commit meaningful assets for the long term.
| Assets Invested With Steadyhand | Discount on the MER |
|---|---|
| On the first $100,000 | 0% |
| On the next $150,000 (amounts between $100,000 - $250,000) | 20% |
| On the next $250,000 (amounts between $250,000 - $500,000 | 30% |
| On the amount above $500,000 | 40% |
| Tenure With Steadyhand | Additional Discount on Your Total MER |
|---|---|
| 0 - 5 Years | 0% |
| 5 - 10 Years | 7% |
| 10+ Years | 7% (for a total of 14%) |
Fee discounts are calculated based on your total consolidated household assets in accounts held directly with Steadyhand, and are applied to each fund in which you own units. When the funds are held with another dealer, reductions are determined on an individual account basis (i.e. there is no household consolidation).
Try our Fee Calculator to see exactly how you can benefit from the Steadyhand Fee Reduction Program.
Steadyhand does not charge administration, transaction, or account servicing fees. We do not apply short-term trading fees.
Commissions, trailing commissions, management fees and expenses all may be associated with investment fund investments. The prospectus contains important detailed information about the investment fund. Please read the prospectus before investing. There is no assurance that any fund will achieve its investment objective, and its net asset value, yield, and investment return will fluctuate from time to time with market conditions. Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. The indicated rate of return is the historical annual compounded total return including changes in share/unit value and reinvestment of all distributions and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns.
This information is provided for illustrative and discussion purposes only. This material is not intended as a formal research report and should not be relied upon as a basis for making an investment decision. Historical trends do not imply, forecast or guarantee future results. Information is as of the date indicated and subject to change without notice. Nothing herein constitutes a prediction or projection of future events or future market behavior.
If the securities are purchased or sold on a stock exchange, you may pay more or receive less than the current net asset value. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated.
The Fund Expense Ratio (FER) shown on this website reflects the costs incurred within the fund (including the Management Expense Ratio and Trading Expense Ratio). It does not include any personalized costs or fees you may pay to your dealer, such as account administration or advisory fees. These personalized costs will be reported to you directly by your dealer in your annual charges and compensation report, as required under CSA Total Cost Reporting rules.